Chamber Services
Apply for Bad Credit Loans
If you had some problems with repaying your previous debt and it hurt your credit score in the end, it can be a challenge for you to get financial assistance from a traditional financial institution. People with bad credit usually fall into the vulnerable category when they face some financial emergencies. If you unexpectedly find yourself unable to pay off your debts on time, it can lead to the further lowering of your credit score and a high level of financial stress.
Fortunately, there are some loan options available for Latino community members with bad credit. These options are created to help people in need solve their financial problems and get out of debt. Bad credit loans have no minimum credit score requirements and are easy to get. With the amount up to $1,500, you can cover your unexpected expenses and repay the money by your next paycheck or within three months, depending on the lender and the loan type you choose.
Moreover, bad credit loans don't affect your credit score. Lenders don't share your application details with main credit bureaus, so you can borrow the amount you need without lowering your credit rating. All you need is your income proof and a few personal and account details. You can spend the money you get for any purpose, including your business development or repair works. Bad credit loans are also emergency loans, so you can get fast cash, usually by the end of the next business day or even earlier.
A short checklist of becoming an applicant:
- At least 18 years old;
- A resident of the US;
- Income verification;
- Has an active bank account;
- Has a valid national ID, mobile phone number, and email.